6 Reasons to choose an appraisal from RJE Real Estate Appraisal ServiceThousands of people in Michigan buy, sell or refinance their home each year. A lot of these transactions include a simple line item for an appraisal. Even though there are a growing number of automated home valuation systems that may seem more prudent than an appraisal, almost all lenders still need a local expert because the stakes are so high. Is securing a mortgage the only reason you should get an appraisal? Are there other situations when the services of a licensed, independent real estate professional might come in handy? Of course. 
Challenge your tax assessment in Washtenaw CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a past assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from RJE Real Estate Appraisal Service is your best evidence when building your case. We can assist you in appealing your tax assessment. PMI removal to reduce a mortgage paymentWhen the amount being loaned to the homebuyeris more than 80% of the actual value of the real estate, nearly all lenders ask buyers to take out this extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. RJE Real Estate Appraisal Service can produce a statement regarding the value of your home, and the expense of the appraisal can usually be offset in little time because you'll no longer be paying the PMI. Get your appraisal from RJE Real Estate Appraisal Service Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a very traumatic experience for both parties, and it is often more complicated by the burdensome decision of who maintains the home. Regardless of the circumstances, it's a good idea to order an appraisal from RJE Real Estate Appraisal Service so both parties are entirely aware of the true market value of their house. The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion. Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal. Move to or from Washtenaw County through an employee relocation programEmployee relocation is a stressful event, and we understand. We take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we recommend relocating employees to provide feedback on the positive features of their property, along with information about any current sales or listings in their neighborhood that they want considered. Close on your home promptly — at an accurate priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price. We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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